Please read this disclaimer together with the privacy policy and terms of use.
The information presented on this website is provided by H Factor Enterprises, LLC (The H Factor) for general informational and educational purposes only. Nothing on this website constitutes an offer to sell or a solicitation to purchase any security or investment.
The H Factor does not provide legal services or financial planning services. Information presented on this website should not be construed as individualized legal, tax, financial, or investment advice.
Tax consulting services, when provided, are subject to a separate written engagement defining the scope of services.
Cost segregation studies and related services may be provided through professional relationships with third-party service providers, including Cost Segregation Services, Inc. (CSSI). The responsibilities of each party will be established in the applicable engagement documentation.
Private lending, real estate investing, and alternative investments involve financial risks, including the potential loss of principal. Investment returns, repayment of principal, and financial outcomes are not guaranteed.
Investors are responsible for conducting their own independent due diligence, evaluating investment risks, and consulting appropriate legal, tax, and financial professionals before making investment decisions.
Neither The H Factor nor NLS Investments assumes responsibility for underwriting, evaluating, or monitoring investments on behalf of third-party investors unless expressly agreed upon in writing.
Self-directed Individual Retirement Accounts (IRAs) allow investors to hold certain alternative investments, including real estate and private loans, subject to applicable IRS rules and restrictions.
Traditional IRAs generally provide tax-deferred investment growth. Roth IRAs may provide tax-free investment growth when applicable requirements are satisfied.
Certain investments may generate unrelated business taxable income (UBTI), potentially resulting in unrelated business income tax (UBIT), even when held within an IRA.
Prohibited transactions, investments involving disqualified persons, and other violations of retirement account rules may result in significant adverse tax consequences.
Investors should consult qualified tax professionals and their IRA custodians before undertaking alternative investments through retirement accounts.
The H Factor maintains professional relationships with real estate investors, lenders, service providers, and other industry professionals.
References or introductions to third parties do not constitute guarantees, endorsements, or assurances regarding the quality of services, investment performance, or financial outcomes.
Individuals are responsible for independently evaluating any third-party professional, service provider, or investment opportunity.
Past performance is not indicative of future results. Any examples, projections, or discussions of potential financial benefits are illustrative only and should not be interpreted as guarantees of investment performance or tax savings.
