Private Real Estate Lending
The H Factor participates in direct private lending and facilitates introductions between borrowers and capital providers. The two are tracked separately, reviewed individually, and never committed through a web form.
I need financing
Acquisition, renovation, bridge, refinance or construction. Tell us about the asset and the structure you are looking for.
I NEED FINANCINGI have capital to deploy
Record your criteria once. We compare prospective opportunities against your stated preferences and contact you before anything is shared.
I HAVE CAPITAL TO DEPLOYReviewed individually, introduced deliberately.
Submit the request
Give us the property, the purpose and the range you are seeking. Estimates are fine at this stage.
We review the file
We look at the structure of the request, flag what is missing, and decide whether it fits a direct participation or an introduction.
Introduction, on your approval
Where there is a fit, a member of staff prepares the introduction and approves it before anything is shared with a capital provider.
Financing request
Five short steps. We never ask for Social Security numbers, bank credentials or identity documents at this stage.
Step 1 of 5
Borrower Information
Borrower Information
Tell us who is seeking financing.
Lending disclosure
Submitting an inquiry does not guarantee funding. Financing availability and terms depend on individual review and applicable requirements. The H Factor does not automatically approve loans, issue binding quotes, or make lending commitments, and does not disclose borrower information to third parties without documented authorization.
All lending, referral and capital introduction activity is subject to applicable legal, licensing, contractual and professional review.